Home owners tools to guide buyers and sellers and first time home owners with tips and strategies to better understand the real estate market.
Home Owners Tools


Whether you are buying or selling a home, being prepared is key. Below are some tips I hope you find useful.

Determine if You are Ready to Buy

Get pre-qualified with a lender. Pre-qualification will help you determine the correct price range for you, before choosing a home. After getting pertinent information from you, most lenders can pre-qualify you over the phone. You should be prepared to give a lender pertinent information regarding your employment, income, and debt. Let me help you find a knowlegable loan officer that will work for you.

   Some questions you will need to think about are:

    1. How much do I want my monthly payments to be, including taxes and insurance.
     2. How much do I need for a down payment and closing costs. (A lender will provide you with a Good Faith Estimate to give you an estimate of costs. Once you have a home under contract, the lender will give you more concrete numbers.)
     3. What is the best kind of loan for me?  (There are many products to meet individual needs).

•Choose a real estate professional to show you properties, guide you through the process of making an offer, negotiate the transaction, and bring it to a successful close. Communicate with your realtor. Once she knows your wants and needs, she can assist you in buying the perfect home. I would love the opportunity to help you realize your dream!

•When looking at homes, take notes. After a day of looking at many homes, they tend to “run together”. Making notes or naming the house (eg: “the Georgia Bulldog house”) will sometimes trigger your memory and make it easier to remember individual homes at the end of the day.



In this very competitive market, when selling a home, you need every advantage you can get! Here are some tips to prepare you for selling your home.

  • Create a "To-Do" list
  With my experience in selling homes, I can look at your home with fresh eyes and help you
  make this list. Some things to consider are:

Curb Appeal — First Impressions Count!
  – Pull weeds, trim shrubs, mow the lawn and rake leaves.
  – Does the front door need a fresh coat of paint?
  – Consider adding seasonal flowers.
Exterior Repairs
  – Check for any needed maintenance.
  – Pressure wash or paint as needed.
  – Clean out gutters and downspouts.

– Replace any broken window panes.

Interior Repairs — Check for any needed maintenance.
  – Leaky faucets or showers
  – Change furnace filters
  – Repair/paint water stains on ceilings
CleanA Clean House Sells!
  – Clean every inch of the house. If carpets are soiled, clean those as well.
  – Organize closets and cabinets

– Remove unused items from kitchen counters and bathroom vanities. This will make it appear that you have more space.
  – Can you see the front of your refrigerator? All those photos and children's artwork that you adore can create a cluttered look.
  – Pack up your extra "stuff". It gives you a head start on packing and makes your home appear larger.
Brighten Up
  – When showing a home, open your blinds or drapes and let the sun in!
  – Turn on lights, especially on cloudy or rainy days.

If you are interested in selling your home, please call Judy Payne at 706-255-5781 or email me at judy@sellingathenshomes.com
I would love to work with you!  

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Short Sales and Foreclosure Resource
SFR certification is the only training program for real estate professionals recognized and endorsed by NAR.
Judy Payne is a certified Short Sales and Foreclosure Resource Agent....read more.


Benny Payne Realty, Inc. 3021 Atlanta Hw. Ste. 104 Athens, Georgia 30606

Contact: Judy K. Payne
Assoc. Broker, REALTOR®
Benny Payne Realty, Inc.
3021 Atlanta Hwy. Ste. 104
Athens, Georgia 30606
Cell: (706) 255-5781
Office: (706) 543-2511


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Judy Payne is a licensed associate broker and real estate agent in the state of Georgia, and is SFR certified.

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